If you think you're not eligible for financial aid, think again!

Colleges, the state and the federal government offer a slew of financial aid options ranging from grants (free money), scholarships (also free money), low-interest subsidized student loans and unsubsidized student loans.

Finding out whether you qualify for aid is a multi-part process. It begins with filing the Free Application for Federal Student Aid, known as the FAFSA. The FAFSA asks for financial information about your family like household income, investment assets, childrens' earnings and their assets - to name a few. With this information the government calculates your family's EFC - Expected Family Contribution. Its a complicated process, but we make it easier for our clients by filling out all the forms and performing a preliminary caluclation of your family's EFC.

For our clients the process begins with the Client Questionnaire. We ask a few simple questions about your family and your income sources and develop a detailed snapshot of your family's financial status. We then use our innovative methods to consolidate your family's debt, minimize your EFC (maximizing the amount of free money you can receive), and develop a long-term plan to pay for college and save for retirement without going broke!

After you complete the questionairre, simply mail or fax it to us. We'll contact you to set up a free consulation where our experienced college planners will show you how you can send your children to the college or university they deserve.

The questionaire is in Adobe Acrobat format. Chances are you probably already have Acrobat installed on your computer. If you don't, it's a quick, free download.